Terms of service
Last Updated: December 2025
Terminology
The following terminology applies to these Terms of Service, Privacy Policy, and Disclaimer: “Client”, “You” and “Your” refer to you, the person accessing this website. “Company”, “We”, “Our”, and “Us” refer to VALOR. “Party”, “Parties”, or “Us” refer to both the Client and ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, in accordance with applicable laws.
Cookies
We use cookies. By accessing VALOR, you agree to the use of cookies in accordance with our Privacy Policy. Cookies are used to enhance user experience and enable certain website functionalities. Some of our advertising and analytics partners may also use cookies.
License
Unless otherwise stated, VALOR and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may access this website for your own personal use, subject to restrictions set in these terms.
You must not:
- Republish material from VALOR
- Sell, rent, or sub-license material from VALOR
- Reproduce, duplicate, or copy material from VALOR
- Redistribute content from VALOR
User Comments
Parts of this website may offer users the opportunity to post and exchange opinions or information. VALOR does not filter, edit, publish, or review comments prior to their appearance. Comments do not reflect the views or opinions of VALOR, its agents, or affiliates.
To the extent permitted by law, VALOR shall not be liable for comments or for any liability, damages, or expenses caused by the use or posting of such comments.
VALOR reserves the right to monitor and remove any comments that may be considered inappropriate, offensive, or in violation of these Terms.
You warrant that:
- You are entitled to post comments and have all necessary permissions
- Your comments do not infringe any intellectual property rights
- Your comments do not contain defamatory, offensive, or unlawful material
- Your comments will not be used to promote business or illegal activity
You grant VALOR a non-exclusive license to use, reproduce, edit, and authorize others to use your comments in any media format.
Hyperlinking to Our Website
Certain organizations may link to our website without prior written approval, including government agencies, search engines, news organizations, and online directory distributors.
Approved organizations may hyperlink to our website using our corporate name, the website URL, or any description that fits within the context of their content. Use of VALOR’s logo or artwork is not permitted without a trademark license agreement.
Content Liability
We shall not be held responsible for any content appearing on your website. You agree to protect and defend us against all claims arising on your website. No link should appear on any website that may be interpreted as defamatory, obscene, criminal, or that infringes any third-party rights.
Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to this website. Nothing in this disclaimer will limit or exclude liability for death or personal injury, fraud, or any liability not permitted under applicable law.
As long as the website and services are provided free of charge, VALOR will not be liable for any loss or damage of any nature.